200 River Road 2, Banner Elk, NC 28604 (MLS # 264163)

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PRICE $315,000 dsIDX morgage calculator
BEDS 2
BATHS 2
HOME SIZE 860 sqft
LOT SIZE 2,614 sqft

Cozy Riverfront Cottage in Mill Ridge! This charming 2-bedroom, 1.5-bath home offers a peaceful setting along the river, with the soothing sound of rushing water just outside your door. The inviting sunroom overlooks the water and provides a relaxing spot to enjoy the setting year-round. Spend evenings gathered around the fire pit on the patio, or unwind in one of the outdoor seating areas while taking in the surrounding nature. Inside, the kitchen has been refreshed with new cabinets and stainless steel appliances. Fully furnished and turn-key, this delightful cottage is ready to enjoy as a weekend getaway, vacation retreat, or short-term rental opportunity. A wonderful place to relax and enjoy the beauty of the High Country.

DAYS ON MARKET 1 LAST UPDATED 9/9/2026
TRACT Mill Ridge YEAR BUILT 1972
COMMUNITY 8-Banner Elk COUNTY Watauga
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Valle Crucis
High School Watauga


ADDITIONAL DETAILS
AIR Ductless
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
AREA 8-Banner Elk
BASEMENT Crawl Space
CONSTRUCTION Cedar, Frame, Shake Siding, Wood Siding
EXTERIOR Fire Pit
FIREPLACE Yes
HEAT Ductless, Fireplace(s), Radiant Floor
HOA DUES 175
INTERIOR High Speed Internet
LOT 2614 sq ft
LOT DIMENSIONS 0.06
PARKING Driveway
POOL Yes
POOL DESCRIPTION Outdoor Pool, Community
STORIES 1
STYLE Cottage
SUBDIVISION Mill Ridge
TAXES 765.26
VIEW Yes
VIEW DESCRIPTION River
ZONING R1
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listing provided by Patricia Hall, 828 Real Estate, (828) 386-6047

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